What can know-your-customer records prove?¶

They establish the identity information and checks accepted for a provider's customer relationship. They do not prove that the named customer exclusively controlled every later transaction.

Verification scope varies¶

Records may include identity documents, facial images, contacts, address, source information, check results and times. The method may test document authenticity, facial similarity, databases or only selected details. Documents and genuine identities can still be stolen, misused or supplied for another person's benefit.

Prove later operation separately¶

Preserve the complete decision record and re-verification history. Compare it with endpoints, sessions, authentication, communications and transaction behaviour, and identify exactly what the provider checked.

Report verified customer identity separately from the person shown to have accessed and operated the account.