What is authorised push-payment fraud?¶

Authorised push-payment fraud occurs when deception causes a victim to instruct their provider to send money to an account accessible to an offender. The instruction is technically authorised; the premise is false.

The fraud precedes the payment¶

Impersonation of banks, officials, suppliers, relatives or investment services can induce “safe account”, invoice or urgent-help transfers. Normal endpoints, beneficiary creation and successful authentication establish the transaction process, not informed agreement with its true recipient or purpose.

Join communications to value movement¶

Preserve the complete transaction, recipient and warning records, plus calls, messages, altered invoices and remote access. Establish the false representation, victim belief, timing and onward fund route.

Report technical authorisation, deception, informed consent and recipient control as distinct issues.